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832.483.0829

The Gifford Group

Signed in as:

filler@godaddy.com

  • Home
  • Home Search
    • 55 Plus Communities Homes
    • Cypress Homes
    • Dream Homes
    • Find A New Home
    • Home Listings
    • Homes with pool
    • Katy Homes
    • Houston Homes
    • Fulshear Homes
    • Missouri City Homes
    • New Construction Homes
    • Land for Sale
    • Map Search
    • Richmond Homes
    • Spring Homes
    • Sugarland Homes
    • The Woodlands Homes
    • Tomball Homes
    • Foreclosure homes
    • For Lease Homes
    • Advanced Home Search
  • Home Resources
    • Apply Now
    • One-Stop Real Estate
    • Current Mortgage Rates
    • What Is My House Worth
    • Home Buyer's Guide
    • Home Seller's Guide
    • Owner Financing Homes
    • HAR Houston Homes
    • Houston HOA Homes
    • Real Estate Market News
  • Blog/Info
    • New Beginnings Blog
    • Contact Us
    • Order Our Book
    • Our Team
    • Real Estate Agents
  • Calculators
    • Buy Vs Rent Calculator
    • Mortgage Calculator
    • House Affordability
    • Closing Cost Calculator
    • Reno Loan Calculator
    • Capital Gains Calculator
    • Mortgage BuyOut
    • Blended Rate Calculator
    • Mortgage Assumption Tool
    • Seller Net Sheet Texas
    • Buyer Closing Cost
    • Property Taxes Calculator
    • 3/2/1 BuyDown Calculator
    • Rate Buydown Calculator
    • Real Estate Commission
    • Rental Calculators
    • Refinance Closing Cost
    • BRRRR Calculator
    • Cash on Cash Returns
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Houston Houses

Lack of inventory in Houston leaves consumers few homes to buy


Home Swap, If you're thinking of selling, buy first

Houston Real Estate News, Median Prices at all time high

March is shaping up to be just as hot as last year as single-family homes reach a record median price of $328,000 in Feb 2022. 

Here is the Latest Market update for Houston Real estate. Now is a great time to sell if you are considering that! 

A 19.2 increase over February 2021.

The average Single-family sale price is up to $395,871, almost $400,000!

Houston Listing

Our Latest Home is for sale in Houston. This newest Listing on HAR.  


Houston Homes for rent


Get pre approved today 

Houston BLog post

Tips to sell your home in Houston

Useful tips to sell your home fasters

Learn how to ensure a quick sell your home fast. Isn't that what we all want? Definitely! No one wants to put their house on the market and let it sit for two years, right? I don't think. We're going to cover about nine tips. Top tips to sell your home fast in this market. 

Tips to sell your home faster

Houston Real Estate News

Houston Real estate news

Low Inventory Remains  Inventory remains tight, it is still a seller's market, and inventory is expected to remain tight all this year as demand remains high and rates remain low.   Days on Market in Houston  

The number of days on the market continues to be near record low! "Days on Market" are historically low as the median house is under contract in under 15 days!  As buyers compete for houses due to low inventory and Low Rates. Multiple offers are still happening as buyers race to outbid each other! Houston homes prices are up near 25%, as the Median Listing prices have increased by nearly $70,000 over the last two years.  Read Houston Real Estate News

Buying a Home in Houston

Buying a Home in Houston: What You Need to Know

Houston has a thriving real estate market that's perfect for anyone looking to settle down there. Yet home buying is an overwhelming process, especially in a city like Houston that plays by its own rules.  Here are just a few things you will want to know about buying a home in Houston.

Check the Market update.



It's Important to Have Flood Insurance


As a result of its intricate network of waterways that criss-cross the city, Houston is known as Bayou City. The bayous in Houston's urban landscape provide beauty, but they can flood when heavy rains or hurricanes strike (neither of which is uncommon). Homes located near the bayous are most vulnerable to flooding, but those further inland are still at risk.

Houston homebuyers should do three things: First, find out if the new property is in a floodplain. Second, check if the house was flooded in the past. If neither of these applies, it's still a good idea to buy flood insurance. Due to man-made changes to Houston's landscape, what was not in a flood plain before could be in one in the future. 

During Hurricane Harvey, nearly 75 percent of homes that flooded were outside the 100-year floodplain, which made them exempt from the National Flood Insurance Program. As a result, people with flood insurance received an average of $100,000 more to rebuild from FEMA assistance. Especially in Houston, the nation's flooding capital, it's safer to be safe than sorry. 


Taxes on property are high


Harris County, with an average property tax rate of 2.31 percent, is the 11th most expensive county for property taxes in Texas. For example, the property tax on a home appraised at $292,174, Houston's average sale price would be $6,600 per year. How to save Money on Taxes.

Texas is one of only seven states without an individual income tax, which helps offset the high property taxes. Harris County also offers a variety of property tax exemptions to help homeowners lower their taxes. All homeowners in the county qualify for a 20 percent homestead exemption, which means if your home is valued at $200,000, you'll only pay taxes on $160,000. In addition, all homeowners are eligible for a $25,000 school district exemption, and veterans, persons over the age of 65, and homeowners with disabilities are also eligible.

Are you looking for ways to save money?   If married the exemption is treated as community property and considered as 100% ownership for each spouse. 

The interest rates are at record lows. 


Zoning Laws Do Not Exist


In Houston, there are no zoning regulations, which results in wild west-like real estate development. It remains unclear whether the lack of zoning is good for the city or bad despite residents' rejection of all attempts to pass new legislation.


There is a possibility that a busy bar, a warehouse, or a backyard skyscraper may be built beside your new house. Conversely, Houstonians pride themselves on building whatever they want, wherever they want, like a house built from beer cans. Despite Houston's haphazard cityscape, its uniqueness speaks volumes about the city.


The lack of zoning in this area shouldn't deter you from investing-it's, not an outright free-for-all. Liquor stores, for example, cannot be built next to churches or schools, and parking requirements and lot sizes are governed by city ordinances. HOA deed restrictions, which help keep single-family residential areas strictly residential, are also strictly enforced. Deed restrictions vary by neighborhood with some HOAs being laxer than others.


Houstonians, above all, enjoy making their own decisions, which means homebuyers can choose a neighborhood with more freedom or structure.  Another question to ask might be, do I need an agent when buying a new construction home?


How to Choose the Right Loop


The city of Houston is looped by four interstates, the 610 creating an urban "inner loop" and the Beltway 8 creating an "outer loop." The loops divide Houstonians physically and socially.  In terms of which side is better, both sides provide valid arguments, but individual needs are the most important factor.  


Choose the loop that works best for you based on a few factors. For example, is more space more important to you than more convenience? Do you prefer an urban or suburban lifestyle? What about the price? Calculate your mortgage and find out what you can afford. 


Those seeking social and cultural amenities, a short commute, and urban ambiance should consider living inside the loop. The cost in the inner loop is as expensive as it is desirable. Living between the loops puts residents close enough to the city center, however, you will be further out and have a lower price tag. Living outside the loop is best for suburbanites, families, and those looking for more space and better value.


Although it is a lot to think about it is worth knowing that Homeowners have a higher net worth than renters.



Buying a Home in Houston.

Get Informed when buying in Houston. 


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 Copy Right 2024 The Gifford Group. All rights reserved. All photos, images, and videos on this website are copyrighted and may not be downloaded reused without the written permission of the Gifford Group


Amber Gifford, TREC Lic. #0732687

INFORMATION ABOUT BROKERAGE SERVICES 


Scotty Gifford TREC Lic. #0740987

 Information About Brokerage Services



Scotty Gifford NMLS ID # 2357310

Mortgage lender is  Everett Financial, Inc. dba Supreme Lending NMLS #2129  

   Supreme Lending  is not affiliated with The Gifford Group. 

Scotty Gifford is both a licensed real estate agent and Mortgage Loan Officer (MLO) at   Supreme Lending
Texas Real Estate Commission Consumer Protection Notice


 Broker is Amber Gifford of The Gifford Group, LLC

Real Estate LLC, License #9014675 



 

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