Determining what your monthly house payment will be is an important part of figuring out how much house you can afford. That monthly payment is likely to be the biggest part of your cost of living.
By using the mortgage calculator, you can estimate your mortgage payment when you buy a home or refinance. By changing loan details, you can run different scenarios. The calculator can help you decide:
Want to know if you can buy out your spouse? Use our mortgage buyout calculator
Search our MORTGAGE GLOSSARY
We show you how to use our Mortgage Calculator to calculate a mortgage payment.
We also cover Private mortgage insurance and in what cases you will need to include PMI.
You can also use our mortgage calculator to find out how much money you need to make a year or monthly so you can qualify for a mortgage of that size.
Get loans to buyout someone else out of a property.
Conventional Loans have more options for a wider range of properties and buyers. Learn more about the Local Real estate Market.
FHA is Popular with first-time buyers,
FHA Loans allow borrowers with 3.5% down to finance a home.
Cash Out Refinance
A cash-out refi happens when you replace an existing home loan by refinancing a larger loan.
VA and HERO Loans
Our Hero Loan program covers both VA Loans as well as Hero loans for our Community Heroes.
Looking For a Renovation Loan?
FHA 203k Standard and Limited loans available
Great for Purchases of Primary Residences that need Repairs done.
We also offer HomeStyle loans that are more flexible renovations Loans than the FHA 203(K), It can be used for Vacations homes or Second Homes and Investment Properties. (Up to 9 months for repairs vs 6 months for 203K)
We offer Jumbo loans as well.
See where else besides Texas Mi Mutual is Licensed
Thinking about getting a Loan for a House?
Search our Mortgage glossary
The Gifford Group LLC - All Rights Reserved.
Equal Housing Opportunity
Opening Doors to New Beginnings
Amber Gifford, Trec Lic. #0732687
Scotty Gifford TREC Lic. #0740987
Scotty Gifford NMLS ID # 2357310
Broker is FYI Realty Katy. INVEST IN YOUR FUTURE
We also have a Humble office, FYI Realty Humble
Broker is FYI REALTY, Lender is MiMutual Mortgage