Real Estate Agents near you. Need to Sell your Home?
We are Local Houston Agents and Mortgage Loan Officer
The Gifford Group Services all of the Greater Houston Metroplex. While we are currently Residents of Katy, Texas.
We have lived in Tomball, Missouri City, Spring, and Cypress and have worked from Richmond to The Woodlands to Sugarland to League City to Fulshear.
We are local Houston Realtors with the knowledge you need.
We can also help you across the State of Texas if you need to purchase or refinance a home.
Searching for a Luxury Home, perhaps you want to find a Luxury home in Fulshear or Missouri City?
We have Houston Real Estate Covered!
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Need To Sell or Buy A Home? Get Help and Guidance From Professional Realtors/Loan Officer
We can help you sell your current home, and we can help you find a new home. We can help with all your real estate needs.
We have real estate covered whether it is downsizing, renting, or in search of your next home.
Real Estate is our specialty!
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If you are looking for a home, we can help.
Did you know that Homeowners Have a Higher Net Worth?
Local Realtors Near you, Amber & Scotty GIFFORD
A REALTOR® is a member of the National Association of REALTORS®
Both Amber Gifford and Scotty Gifford are Full Time Realtors.
The REALTOR® marks let people know that you are more than just a real estate practitioner: you adhere to a strict Code of Ethics that protects clients, the public, and other real estate agents.
We believe in be honest and upfront with every person every time! We want to help you make informed decisions in all real estate transactions.
Buy before you sell
The Gifford Group has the answers
learn more today
Buy Before You Sell
Learn how it works today.
How to buy another house while owning a house.
Home Swap
Want to buy another house before selling yours? Now you can, move fast, close quicker, and avoid the hassle of lining everything up at once.
Recast your Mortgage
What does it mean to recast a loan?
A mortgage recast is when a lender recalculates the monthly payments on your current loan based on the outstanding balance and remaining term
This is just one way on How to buy another house before selling yours!
We also have options for Recast if you qualify which will allow you buy and then Recast your new mortgage after you sell your old home.
Contact us today!
Certainty
Start making offers on homes with your fully pre-approved mortgage. Win your dream home with a strong, competitive offer.
How you can put an offer on a house before selling yours!
FAQs About the Buy before you Sell Program
Why This Matters, Buy before you sell?
This program lets you buy a new home without a home sale contingency, making your offer much stronger and more competitive in any market.
Plus, with a fast, reliable backup in place, if your current home doesn’t sell, Calque steps in, reducing stress and timing issues so you can move forward with confidence.
Can I buy new construction through the Buy before you sell?
Yes absolutely! As long as the builder is funding the cost of construction prior to the final closing (most large builders do this). There are some specific details unique to new construction deals depending on time to build (related to pre-approval requirements and rate locks) that you’ll want to review with the Loan Advisor once we’ve received your application.
What are the fees associated with the program?
For all of the convenience and certainty offered with the buy before you sell program there is a $2,000 fee and 1.00% fee based on the Purchase Price Guarantee amount of the current property. This fee is paid at closing of your for sell property.
Contingency Buster by supporting "non-contingent offers” program is designed precisely to help you buy a new home before selling your current one, without the back-and-forth stress of coordinating two transactions. By leveraging their Purchase Price Guarantee
How Long is this offer good for, Purchase Price Guarantee (PPG)
The Purchase Price Guarantee (PPG) provides a binding backup offer on your current home at a pre-agreed price if it doesn’t sell within a set timeframe (typically up to 150-180 days). This allows lenders to exclude your existing home’s mortgage from your debt-to-income (DTI) ratio, helping you qualify for a new loan without juggling two mortgages.
Can the Home Swap be used for condos/townhomes?
Absolutely! As long as the home will be used as the primary residence, the program can be used to buy and sell condos, townhomes, and single-family homes.
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Contact us today, Learn more here.
