Engage and Learn from Divorce Experts! As leaders of the Houston Chapter of the National Association of Divorce Professionals, we help you Learn the Facts and Remove the Fear, so you can make informed decisions throughout the divorce process.   

Read more about the Divorce Seminar

 Mediation is a confidential process guided by a certified and trained mediator serving as a neutral third party to assist disputing parties achieve and document specific, mutually agreed upon solutions found to be satisfactory to both parties.  That is good news and what you agree upon won't be part of the public records as if you did go to trial.  

Read more about Mediation for a Divorce in Texas

 We can help, we work with divorcing couples weekly to help them make informed decisions about their home. What can you do during these tough times to help this important real estate transaction go smoothly?  We offer Helpful ideas to make this easier on everyone.  

Schedule a call with us today! 

1. Not getting pre-approved to buy out your spouse. If you are wanting to keep the home   

2. Keeping the house and becoming house poor   

3. Waiting to sell   

4. Buying another home before the divorce is Finalized  

 5. Leaving the home without a plan   

We go over each one in detail in the video below. 

Get informed and make informed decisions. 

Today we talk about the best way to determine the value of your home and 3 other ways to find the value of your home. 

 We talk about the difference between the CMA vs appraisals.

What is your home worth?

Don't do it! We cover the big reason why you should not sign the special warranty Deed unless you know your ex-spouse can buy you out and has the preapproval in hand.  We go into a recent example of how signing the special warranty deed has caused issues.  

Special Warranty Deed Texas

 QDRO What does it mean for your Divorce? When couples divorce, assets are usually divided.  However, that asset split doesn’t automatically extend to retirement plans.  This is where a qualified domestic relations order (QDRO) can come into play.  

A QDRO is a court order used to divide the assets that are in specific types of retirement plans, including 403(b) and qualified plans, such as 401(k)s.   

Assets distributed from a qualified plan under a QDRO are exempt from the usual 10% early withdrawal penalty.  

Because the qualified plan assets you receive under a QDRO are rollover-eligible, amounts that are paid directly to you instead of to an eligible retirement plan will be subject to mandatory withholding.  

 We cover the 8 Tax Implications when going through Divorce  

Thinking about Divorce or Recent Filed? Here are some answers to common Divorce tax questions Divorce and Taxes 

1. Timing of the Divorce

2. Liability of Joint Returns,  

3. Dependents, Claiming Children for Taxes

 4. Business Assets Transfers 

 5. Retirement assets, 401k, IRA, use of QDROs 

6. Capital Gain Taxes, when selling a property 

7. Child Support

 8. Spousal Maintenance/Alimony
 

 We answer questions about Divorce and Lending! 

 We Talk with Cindy West of Matador Lending, about getting a loan when going through a divorce.    

What does that process look like and what do you need to do? 

 What are the requirements to get a mortgage during a divorce? 

We cover some tips and tricks that can help you get a mortgage along the way. 

 Divorce is the second most stressful life event.   We have both been down this path before, and we can assist you in navigating through the unknowns.  We are here to help. Amber has been through divorce 8 times seen childhood.   What We Do  Our passion is to help people going through Divorce. We understand you are scared and worried. We have experience and empathy as both of us have gone personally be through a divorce.  

 Down our Free Divorce Resource at  https://www.mydivorcerealestate.com/ 

 The Gifford Group on "The Divorce Coaching Hour" With Christy Stratton Part 1  

Our discussion centered around how we can remove the FEAR our clients feel when dealing with  Divorce and Real Estate matters. Remember FEAR stands for  False Evidence Appearing Real.   Part 1

When it comes to real estate, we discussed the 6 areas of risk that you need to consider.   Risks are spread across six different areas: The Mortgage, The Title, The Property Value, Mechanic Liens, Insurance, and the Property Condition. 

Amazing documentary that shows effects of divorce on children. This one-of-a-kind documentary features 12 brave and wise kids speaking honestly and openly about how it feels when parents split.  http://www.splitfilm.org

The Second follow up video will be coming out soon. 

Divorce real estate specialists Scotty and Amber Gifford of The Gifford Group join host Christy Stratton in this informative show about what you need to know when it comes to real estate and divorce. You'll learn the six areas that you need to focus on regarding your real estate interests, as well as the biggest mistakes people make in real estate and divorce. Make sure to add this podcast to your library, rate it, and review it. And please share this and all episodes with those who will benefit. Listen Here