Witty Women's

This is a private group to support separating, divorcing and already divorced ladies with resources and emotional support!

This is a safe place for women to feel empowered, supported and encouraged. This is not a space to bash your ex or leave lengthy posts about what has transpired in the demise of your marriage.

Be Authentic to You | Love Yourself | You Are Deserving

 Going through a divorce can feel overwhelming, but you’re not alone. 

In our Book, Two Roads One Journey: Navigating Divorce Through God’s Grace offers real-life experiences, faith-based wisdom, and practical advice to help you navigate this difficult time with clarity and confidence. 

Get all the same great information if you are thinking about filing for divorce at our IN Person event. 

 https://thegiffordgroup.teachable.com/p/divorce-a-road-map-to-new-beginnings

Download Our Free Informational Resource, 

Protect Yourself & Get The Facts!

Free divorce resources

Attend our Divorce Seminar in person

Check out our YouTube channel

Can you buy someone out of a house during a divorce?  

Divorce Buyout Calculator 

How Much will you make when you sell your home? 

Use our Seller's Net sheet to find out. 

Property Tax Calculator - 

What are your year's property taxes with exemptions?

Buyer Closing Cost Calculator, 

How much money do you need to purchase a home?

Refinance Now

Apply today

Can I afford this Mortgage? 

MORTGAGE CALCULATOR, CALCULATE MY MORTGAGE PAYMENT    

Estimate of how much must I make, Gross Yearly

 How Much Rent Can I afford based on salary? 

30% Rent Calculator 

Give a book. Get a book.

When you refer a friend to sign up for ReadingRewards and they spend $30 you BOTH get a FREE book credit!*

 We use Ohm currently, Save $40  https://refer.ohm.co/scottygifford  

Earn $150 Dollars on a new Capital One Card 

Changing Careers Save money,  They earn 25% off their course. 

 http://share.aceable.com/6DPvdR 

New Mattress,  If you're a first-time Casper customer, you can get 25% off a Casper mattress* with my referral. 

Save on Fuel Cost,  

Lower the price of everyday life. 

http://www.familyminute.com/

https://www.focusonthefamily.com/

 Focus on the Family is a global Christian ministry dedicated to helping families thrive. We provide help and resources for couples to build healthy marriages that reflect God’s design, and for parents to raise their children according to morals and values grounded in biblical principles. 

A film for Kids of Divorce (and their Parents) 

http://splitfilm.org/ 

Parents, please watch the film first to see if the film is appropriate for your child

 Link to the show  "Real Estate and Divorce, What You Need to Know" We are real estate agents with tons of Divorce resources. 

We were able to speak on "The Divorce Coaching Hour with Christy Stratton".

Our discussion centered around how we can remove the FEAR our clients feel when dealing with  Divorce and Real Estate matters. Remember FEAR stands for  False Evidence Appearing Real.  When it comes to real estate, we discussed the 6 areas of risk that you need to consider. 

We had the pleasure to talked about Blended Families this past Saturday with Christy Stratton and her series talking about moving forward through and beyond divorce.  

https://thegiffordgroup.net/f/blended-families-after-divorce

 The Mortgage Institute - America's Premier Divorce-Lending Specialist 

Scotty Is part of that Team 

WomansDivorce.com

https://www.marriagebuilders.com/

https://www.familyfirst.net/

Check out F3. Fitness, Fellowship, Faith

 https://f3nation.com/

https://f3katy.com/

 A parenting website for Dads  https://www.daddilife.com/

Calculate how a Divorce house buy-out would work for you. This divorce buyout calculator can give you an idea of how much equity you have to divide with your spouse.  Use the Calculator, to calculate your equity split. 

Mortgage Glossary

Mary Ann Hughes 

If you are overwhelmed by all you have to do and consider in your divorce involving a Special Needs Child and are concerned about the time and expense that is going to take to get a successful outcome for your family, then Special Family Transitions is here to help you!

Aaron Keys 

Our relentless dedication to service provides our clients with the keys to financial security.

A Risk Management Family Office Aaron Keys & Associates inc

 Christy (Stratton) Mendelow, ACC, CDC, CDS, CEN Trained Specialist 

Divorce coaching is a flexible, goal-oriented process designed to support, motivate, and guide people going through divorce to help them make the best possible decisions for their future, based on their particular interests, needs, and concerns 

Gary L Wulf, CIMA®, CDFA®  https://advisor.morganstanley.com/gary.wulf

The dissolution of a marriage is a tumultuous time. Making complex decisions that will determine your financial security now and for the rest of your life is never easy.
    Making those decisions when stress and emotions are at their highest is especially difficult. As a Financial Advisor whose practice is centered on advising clients before, during, or post-divorce, I can help you to navigate the financial aspects of divorce so you can move forward with confidence.
   Finances are a major part of the divorce process. 

• Make informed decisions relative to your divorce settlement
• Put aside funds for a rainy day
• Set up a budget designed to cover your expenses
• Plan for a successful retirement by developing a plan designed to help meet your retirement income needs.
• Provide greater confidence that comes from understanding your financial picture

Denise French 

 At Divorce Strategies Group (DSG) our mediation process combines the expertise of an experienced Family Law Attorney-Mediator and a Certified Divorce Financial Analyst and Mediator working together to help you achieve a settlement encompassing resolution with both your children’s issues and your finances. The primary goal of mediation is to secure favorable outcomes where the parties settle their differences outside of the courtroom by their own final choice, privately and confidentially. 

Standard Child Support in Texas Guidelines. 

BASED ON THE MONTHLY NET RESOURCES OF THE OBLIGOR. 

1 child     =     20% of Obligor's Net Resources

2 children =   25% of Obligor's Net Resources

3 children =   30% of Obligor's Net Resources

4 children =   35% of Obligor's Net Resources

5 children  =  40% of Obligor's Net Resources

6+ children  =  Not less than the amount for 5 children

See The Monthly Child Support Calculator  

Men's Group, Stay Motivated 

Samsung Discount 5%

What Happens To The House During a Divorce? Want to Stay Protected during your Divorce?

Thinking of Divorce or going through a Divorce? Learn what real estate options you have if you are going through a divorce. 

Our passion is to help people going through Divorce.  

  Read our blog post about  IRA distribution Rule 72(t), a Case study on how to use it during a divorce. 

Separating assets in Divorce using a QDRO

Divorced Spouse Social Security Eligibility

Common-Law Marriage and Divorce

Moving out before the Divorce? 

The only place to get your free credit reports   https://www.annualcreditreport.com/ 

FREE Credit Reports. Federal law allows you to: Get a free copy of your credit report every 12 months from each credit reporting company. Ensure that the information on all of your credit reports is correct and up to date.

https://cashforbesinsurancegroup.com/

Find Subdivision HOA Fees, Due Date, Management Company, Phone Numbers, Transfer Fee, Third Pary Notes  HOA info https://thegiffordgroup.net/houston-hoa

 Homes on HAR 

Open Houses on HAR

Down payment assistance programs

https://www.survivedivorce.com/divorce-financial-planning-pitfalls

https://txucr.nibrs.com         

Houston Police department  https://www.houstontx.gov/police/cs/index.htm

Public Sex Offender Registry Search 

https://publicsite.dps.texas.gov/SexOffenderRegistry/Search

Community Crime Map

Have no FEAR!  What does FEAR stand for?  False Evidence Appearing Real.  

All buyers have some Fear and worries when it comes to purchasing a new home. Lots of Fears come from being uninformed. Get Informed https://thegiffordgroup.net/new-beginnings-blog/f/remove-the-fear-learn-the-facts

https://www.divorceasfriends.com/

https://kidsfirsttoday.com/

https://www.texasattorneygeneral.gov/

 Trouble Paying Your Mortgage or Facing Foreclosure?

 Hope, Healing & Housing for Single Mothers.   

https://www.abigailsplace.org/

https://www.childcentereddivorce.com/  

Help on how to tell your children you are going through a divorce. 

 https://www.talkaboutmarriage.com/forums/going-through-divorce-or-separation.22 

Divorce Experts From The NADP Houston Chapter

 Experts In Divorce From The NADP- Our company is a member of the Houston chapter of The National Association of Divorce Professionals. Our monthly meetings include Family Law Attorneys, Divorce Coaches, CDFAs, Lenders, Divorce Real Estate Specialists, and More. There are many great success stories we hear and share about how we are able to help divorcing clients, which is one of the main reasons we are a part of this group. In addition to this, we share referrals to assist clients experiencing difficulties in the divorce process. Second, the goal of NADP is to enable us to gain insight into areas outside of our main areas of expertise by sharing knowledge within the group.    

Open Houses on HAR

Property Record Search

Galveston 

Harris 

Fort Bend

 https://divorceandchildren.com/ 

http://www.positiveparentingthroughdivorce.com

https://www.onlinetherapy.com/divorce-counseling/

Pick a good credit card,  the Freedom Card you can earn a $200  Bonus after spending $500 on purchases in your first 3 months from account opening.

What to do with credit before divorce https://www.cnbc.com/select/what-to-do-with-credit-before-divorce/

 https://www.allprodad.com

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