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832.483.0829

The Gifford Group

Signed in as:

filler@godaddy.com

  • Home
  • Home Search
    • 55 Plus Communities Homes
    • Cypress Homes
    • Dream Homes
    • Find A New Home
    • Home Listings
    • Homes with pool
    • Katy Homes
    • Houston Homes
    • Fulshear Homes
    • Missouri City Homes
    • New Construction Homes
    • Land for Sale
    • Map Search
    • Richmond Homes
    • Spring Homes
    • Sugarland Homes
    • The Woodlands Homes
    • Tomball Homes
    • Foreclosure homes
    • For Lease Homes
    • Advanced Home Search
  • Home Resources
    • Apply Now
    • One-Stop Real Estate
    • Current Mortgage Rates
    • What Is My House Worth
    • Home Buyer's Guide
    • Home Seller's Guide
    • Owner Financing Homes
    • HAR Houston Homes
    • Houston HOA Homes
    • Real Estate Market News
  • Blog/Info
    • New Beginnings Blog
    • Contact Us
    • Order Our Book
    • Our Team
    • Real Estate Agents
  • Calculators
    • Buy Vs Rent Calculator
    • Mortgage Calculator
    • House Affordability
    • Closing Cost Calculator
    • Reno Loan Calculator
    • Capital Gains Calculator
    • Mortgage BuyOut
    • Blended Rate Calculator
    • Mortgage Assumption Tool
    • Seller Net Sheet Texas
    • Buyer Closing Cost
    • Property Taxes Calculator
    • 3/2/1 BuyDown Calculator
    • Rate Buydown Calculator
    • Real Estate Commission
    • Rental Calculators
    • Refinance Closing Cost
    • BRRRR Calculator
    • Cash on Cash Returns
    • Loan Comparison Tool
    • DSCR Loans
    • Inherited property Homes
    • Home Builder Discounts
    • FHA 203K Loan Calculator
    • Energy Cost Calculator
    • Affordability of Rent
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Learn More today about our Owner Financing

Owner Financing Property in Houston Texas

The newest Home that we are offering Owner Financing Property in Houston TX  

We can help you buy a home with bad credit. OWNER FINANCING

No Credit Requirements, Get Financing today. Don't let Divorce stop you from homeownership.

Bad Credit, No Problem

No credit or income verification is required. Buy any home* listed on the market for sale in Texas – even a brand-new home.  


 Learn more today Alternative Financing 

We are Houston area Real Estate Agent are here to help you get into a new home Today. 

Home Buyer Benefits

  • NO Prepayment Penalty
  • NO Social Security Number Needed
  • Deed in Your Name
  • NO Tax Returns
  • Single Digit Fixed Rates
  • NO Time on Job Requirments
  • Foreign Nationals Okay
  • We are Local Real estate agents and Lenders


Begin your home search today here

3rd party Owner Financing on your Home of Choice

No Credit Check or Income Verification


We can help you buy a home with bad credit.

 Find out More today  bimbuyer.com/SG0713   

Getting a Loan for a House

 Your first home purchase is a crucial step, and choosing the right mortgage is important. There are a variety of financing options available to first-time homebuyers but researching the basics can save you a great deal of time and money. 


 Mortgages are loans that are used to buy homes and other types of real estate. 


FAQs

What do I need to qualify?

You must be able to come up with at least a 15% down payment. 20% is ideal. 

For example, a 15% down payment on $200,000 home is $30,000.


Do you have an IRA or a 401k?

If yes: Do you know that you can borrow from your IRA or 401K.


Home expensive of a home can I Purchase?

This program is geared for single-family homes in the price range of $180,000 to $2,000,000.


Is there an Income Requirement? 

There is no income requirements to purchase a home. Your Cash is your Credit. 


Are there any other Important Rules? 

Yes, you must live in the home as an Owner Occupant.


Can I purchase a Condo?

No, this program is not for Condos, Mobile Homes, or Land. Only single-family homes in livable condition. 


Can I qualify if I am self-employed with a non-verifiable income?

Yes, your cash is your Credit, you won't be asked to show bank statements or tax returns.


Where Can I find out more?

Start today Click here  


Get Your Dream Home Even with Bad Credit. Any ‘Listed’ Home*.

Looking for Non-QM Loan Products

Non-QM Borrower?

What are a Non-QM Products?

 Non-QM vs. Qualified Mortgage Non-QM loans are an alternative to qualified mortgage (QM) loans.  This means we are able to offer a chance of home ownership with good rates to a wider range of people! 


 Non-QM is the fastest-growing segment of non-traditional lending. A loan solution for a borrower with unique financial circumstances, it does not fit the mortgage mold typically associated with conventional government-backed loans.  Apply today

Is It Easy to Qualify for a Non-QM Loan?

Qualification for a Non-QM loan is quick and stress-free.   Our Non-QM specialists can identify what types of loans would best fit a borrower’s financial needs and are available to assist every step of the way. Preapproval is fast and easy. Contact Us and fill in the information sheet to get started. 

Who Is the Non-QM Borrower?

  •  Self-Employed 1099s
  • High Income With Multiple Income Streams
  • Investors With Multiple Rental Units
  • Second Home Buyers
  • Buyers With Bad Credit

What Are Some Types of Non-QM Loans?

  • No Doc or Alternate Doc
  • Jumbo Loans with As Low As 10% Down
  • No Income Investment Loans
  • Interest-Only Loans
  • Foreign National (ITIN) Loans
  • Bank Statement Loans

Non-QM Prime Products to tackle unique loan scenarios so you can qualify more borrowers.

 Flexibility in our credit requirements is what makes all the difference. 

Flex Expanded Credit

Your borrowers demand flexibility. And that's why our Expanded Credit Program tackles your hard-to-qualify loan scenarios with proven success. Take advantage of our more lenient credit requirements with only a 580 minimum FICO score and bank statement options that will allow you to secure loans for a broader range of borrowers. 

Flex Foreign National

Our Foreign National Program ensures that financing a mortgage for non-U.S. citizens is as simple as possible. Our program enables purchasing, refinancing, or investing in U.S. real estate regardless of the citizenship status of your borrower. Our mortgage specialists are trained to help you secure the right foreign national financing for your borrowers. 

What Can I Afford?

How Much House Can You Afford?

 It's likely that you'll have a lot of questions when buying a home. Finding out how much house you can afford is the first step. Our easy-to-use calculator uses your monthly income and projected loan term to calculate your monthly payments. Build your personalized home buying team once you know your estimated home affordability. 


Affordability Calculator 

  • Understand how much house you can afford   
  • Budget for an affordable monthly payment   
  • View home prices that work with your budget 




What's Your Monthly Payment?


Monthly Payment Calculator

  •   Budget for an affordable monthly payment
  •   Compare loan terms to see interest savings
  •   View amortizations broken down per payment


 

Conventional Loans

This is the most common loan option and meets the needs of most people. Due to a lack of government backing, they do require better credit to qualify. The overall cost is typically lower than most comparable government-backed loans. Read more 


Do you want to know if you can qualify for a convection Loan? Apply Today

Let the Gifford group help you find a home

"Opening Doors to New Beginnings."

Find a new home

Begin Your Home Search

Map Search

Newly listed Katy Homes $200,000 to $1,500,000 Price Range


Cover All Your Real Estate Needs in the Greater Houston Metroplex / TExas  

 and Loans in  all 50 states 


The Gifford Group, LLC - All Rights Reserved.

Equal Housing Opportunity

Opening Doors to New Beginnings

 Copy Right 2024 The Gifford Group. All rights reserved. All photos, images, and videos on this website are copyrighted and may not be downloaded reused without the written permission of the Gifford Group


Amber Gifford, TREC Lic. #0732687

INFORMATION ABOUT BROKERAGE SERVICES 


Scotty Gifford TREC Lic. #0740987

 Information About Brokerage Services



Scotty Gifford NMLS ID # 2357310

Mortgage lender is  Everett Financial, Inc. dba Supreme Lending NMLS #2129  

   Supreme Lending  is not affiliated with The Gifford Group. 

Scotty Gifford is both a licensed real estate agent and Mortgage Loan Officer (MLO) at   Supreme Lending
Texas Real Estate Commission Consumer Protection Notice


 Broker is Amber Gifford of The Gifford Group, LLC

Real Estate LLC, License #9014675 



 

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Divorce is more than an ending—it’s a new beginning.

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