"Opening Doors To New Beginnings"
Expert Real Estate Guidance with Compassion at Every Step
Our Mission Is To Help People Make Informed Decisions About Homeownership By Guiding Them Through Every Step Of Real Estate
Find a New Home for Sale in Houston Metropolis
Luxury Homes For Sale
Begin Your Home Search
We have lived in Tomball, Missouri City, Spring, Cypress and have worked from Richmond to The Woodlands to Sugarland to League City to Fulshear.
We are local Houston Realtors with the knowledge you need.
Currently our Real Estate Brokerage is based in Katy, TX.
Sienna (Plantation)
Looking for Land for Sale?
Real Estate For Sale
Homes in the 300K-600K Price Range
Looking for a HELOC (Home Equity Line of Credit)?
We offer competitive HELOC options designed to help you access your home’s equity without replacing your existing mortgage.
A HELOC can provide a flexible, cost-effective solution.
Click here to apply for a HELOC and explore your options today.
Search Homes with Pools
Find the Perfect Home with a pool of your Dreams.
Did you know that Homeowners Have a Higher Net Worth?
Why is normally cheaper to buy a house with a pool than to put one in?
How Much Does An In ground Pool Cost?
Search Houston Real Estate For Sale by Price
Homes in the up to 300K
$200,000-$249,999 $250,000-$299,999
Buyer closing cost calculator, how much cash do you need?
Credit Problems? We can help you buy a home with bad Credit/No Credit OWNER FINANCING
Best DPA Program for First-Time Buyers
Mortgage Loan officer & Real Estate Brokerage
Start With Your Numbers - Then Find the Right Loan
Know what you can afford before choosing a loan or starting your home search
Pick What You Want to Figure Out:
Monthly Payment
What will my payment actually be?
Estimate My Payment
Closing Costs
How much do I need upfront or walk away with?
See My Closing Costs
Property Taxes (Texas-Specific)
What will my taxes really cost here?
Estimate My Property Taxes
Rent vs Buy
Does it make more sense to keep renting?
Compare Rent vs Buy
Once you know your numbers, here are your loan options ↓
What type of Loan is right for you?
Conventional Loans
Conventional Loans have more options for a wider range of properties and buyers. Download our First-Time Home Buyer's Guide
Check out our Buyer Closing Cost Calculator, Start informed
Know how much cash to close and your monthly payment will be before you start you home search
FHA Popular with first time buyers,
FHA Loans allow borrowers with 3.5% down to finance a home. Normally will require include private mortgage insurance
Cash Out Refinance
A cash-out refi happens when you replace an existing home loan by refinancing a larger loan. Check out our Refinance Calculator
VA and HERO Loans
Our Hero Loan program covers both VA Loans as well as Hero loans for our Community Heroes. $0 down payment, Flexible Credit, and lower Rates, Learn more
VA Loans - one of the greatest loans around. Learn the benefits (thegiffordgroup.net)
Jumbo Loans
This limit is currently set at $819,000 for most areas in the United States, but can be higher in some high-cost areas. Loans amounts that exceed this limit are considered jumbo loans.
Looking for a HELOC (Home Equity Line of Credit)?
We offer competitive HELOC options designed to help you access your home’s equity without replacing your existing mortgage. Whether you need funds for a home project, debt consolidation, a divorce buyout, or other major expenses, a HELOC can provide a flexible, cost-effective solution.
Click here to apply for a HELOC and explore your options today.
Mortgage Banker | NMLS # 2357310
HOW MUCH WILL I MAKE SELLING MY HOUSE?
Our calculator makes it easy to quickly estimate the closing costs associated with selling a home & the associated net proceeds.
The Gifford Group agents are the area's top negotiators, setting record-breaking numbers for our clients selling their homes, and saving our buyers thousands of dollars on the purchase of their next home.