"Opening Doors To New Beginnings"
Expert Real Estate Guidance with Compassion at Every Step
We guide clients through real estate transitions with expert advice on buying, selling, and Mortgages
Find a New Home for Sale in Houston Metropolis
Begin Your Home Search
We have lived in Tomball, Missouri City, Spring, Cypress and have worked from Richmond to The Woodlands to Sugarland to League City to Fulshear.
We are local Houston Realtors with the knowledge you need.
Sienna (Plantation)
Looking for Land for Sale?
Real Estate For Sale
Homes in the 300K-600K Price Range
Looking for a HELOC (Home Equity Line of Credit)?
We offer competitive HELOC options designed to help you access your home’s equity without replacing your existing mortgage.
A HELOC can provide a flexible, cost-effective solution.
Click here to apply for a HELOC and explore your options today.
Search Homes with Pools
Find the Perfect Home with a pool of your Dreams.
Did you know that Homeowners Have a Higher Net Worth?
Why is normally cheaper to buy a house with a pool than to put one in?
How Much Does An In ground Pool Cost?
Search Houston Real Estate For Sale by Price
Homes in the up to 300K
$200,000-$249,999 $250,000-$299,999
Buyer closing cost calculator, how much cash do you need?
Credit Problems? We can help you buy a home with bad Credit/No Credit OWNER FINANCING
Mortgage Loan officer & Real estate Agents
What type of Loan is right for you?
Conventional Loans
Conventional Loans have more options for a wider range of properties and buyers. Download our First-Time Home Buyer's Guide
FHA Popular with first time buyers,
FHA Loans allow borrowers with 3.5% down to finance a home. Normally will require include private mortgage insurance
Cash Out Refinance
A cash-out refi happens when you replace an existing home loan by refinancing a larger loan. Check out our Refiance Calculator
VA and HERO Loans
Our Hero Loan program covers both VA Loans as well as Hero loans for our Community Heroes. $0 down payment, Flexible Credit, and lower Rates, Learn more
VA Loans - one of the greatest loans around. Learn the benefits (thegiffordgroup.net)
Jumbo Loans
This limit is currently set at $766,550 , for most areas in the United States, but can be higher in some high-cost areas. Loans amounts that exceed this limit are considered jumbo loans.
Looking for a HELOC (Home Equity Line of Credit)?
We offer competitive HELOC options designed to help you access your home’s equity without replacing your existing mortgage. Whether you need funds for a home project, debt consolidation, a divorce buyout, or other major expenses, a HELOC can provide a flexible, cost-effective solution.
Click here to apply for a HELOC and explore your options today.
Mortgage Banker | NMLS # 2357310
HOW MUCH WILL I MAKE SELLING MY HOUSE?
Our calculator makes it easy to quickly estimate the closing costs associated with selling a home & the associated net proceeds.
The Gifford Group agents are the area's top negotiators, setting record-breaking numbers for our clients selling their homes, and saving our buyers thousands of dollars on the purchase of their next home.
Are You Seeking Real Estate Help During Your Divorce?
Real Estate Agents and Lenders That Actually Specialize in Divorce Support
We can help you during all stages of divorce, not just Real Estate, as we have relationships with Lawyers, CDFA's, Inspectors, Mediators, Counselors, and more. We are a local Realtors and Lenders with the knowledge you need. Trust that you will always be working with professionals, and let us support you whenever you need it.
We work with Family Law Attorneys daily.
If you live in the Houston area and are thinking about or going through a divorce, contact us today. We are your Houston Divorce Real Estate experts.
See our Videos on Divorce and Real estate
Does The Gifford Group Only Help With Divorce Situations?
No, we can help with all real estate transactions. While Divorce Real Estate is our primary focus, all real estate transactions come with risks. We help uncover the risks that need to be addressed in almost every transaction. Read our blog.
Also, Check our New book, Two Roads, One Journey: Navigating Divorce Through God’s Grace - Divorce is more than an ending—it's a new beginning. Amber and Scotty share their inspiring journeys of faith and healing, offering hope and guidance to transform this challenging season into an opportunity for personal growth.
Even though you are not going through a divorce, it does not mean that our Network of experts is any less valuable to you.
We help with all transactions, selling a home and buying a home.
Looking to purchase or refinance your home, we can do that too!
We are The Gifford Group, We are real estate agents.
Have Katy Real estate Covered.
We can assist you if you are looking for a home.
Who Keeps the House in a Divorce in Texas? Who Has to Leave the House in a Divorce
Even a judge cannot alter a decision made by the husband and wife in mediation about who keeps the house.
But even if you get a divorce decree or a mediation order, it doesn't mean everything is decided about the house. While the divorce decree says who gets the house, it does not legally transfer the property.
We are divorce lending specialists with over 20 years of proven experience helping clients who are going through a divorce with their mortgage needs.
So, you need to make sure the property is solely in your name, or you may have trouble selling it in the future. What is Community property vs Separate property?
In addition to providing answers to questions about the home, our team is here to help you discover potential unknowns that might not have been apparent. We are here to assist you in making informed decisions about your home and help uncover areas of risk you might not know.
How to Buy your Ex Out of the House?
This divorce buyout calculator can give you an idea of how much equity you have to divide with your spouse. We can help determine how to calculate buying someone out of a house? How do I give my spouse equity in a divorce?
This will help you answer the question like, Can I keep the house or should we sell it? Can I Buy out my ex-spouse's Equity?
This Buyout Calculator can calculate three different scenarios and how much equity will be available to split in each case.
refinance divorce buyout
The divorce process can make real estate even more complicated. It is our goal to provide the answers to common questions, such as, What is my House worth?
Have you been court ordered sale of the house in a divorce?
Divorce Real Estate is our primary focus. We help uncover the risks that need to be addressed in almost every transaction.
We are local Houston Real Estate Agents and Lenders that specialize in divorce. There are several options that spouses need to consider when deciding on what to do with the family house.
Can a judge order you to sell your house?
Yes, this is a possibility. The Gifford Group is here to help you make informed decisions before you get to the point.
Even if the court orders you to sell the house, we can still help you. As a full-service real estate firm, we assist with all transactions, from selling and buying new homes.
Experts in Divorce – Formerly with the NADP
We were once leaders of the Houston chapter of The National Association of Divorce Professionals (NADP), a group dedicated to helping individuals navigate the complexities of divorce. While the local chapter is no longer active, our commitment to supporting divorcing couples remains stronger than ever.
Through years of collaboration with Family Law Attorneys, Divorce Coaches, CDFAs, Lenders, and Divorce Real Estate Specialists, we’ve built a trusted network of professionals to help our clients through every stage of the process.
We continue to share referrals and resources to ensure our clients get the guidance they need, both inside and outside our own areas of expertise.
We can provide a free consultation just like Divorce Lawyers in Houston, TX.
Can I keep the House in a Divorce? Compassionate Real Estate Support, Remove the Fear, Learn the Facts
Do You Want Divorce Support from Local Lenders and Licensed Realtors?
We have extensive experience working with divorcing clients in both low- and high-conflict situations.
Over the years, we’ve completed advanced divorce-specific training and worked closely with attorneys, mediators, and financial professionals to guide clients through complex real estate and lending decisions.
This combination of expertise and collaboration ensures you have the right strategies to move forward with confidence.
Where Do You Turn During a Divorce? Divorce Is One Of The Most Stressful Events In Life.
We have both been through Divorce before, and we can assist you in navigating through the unknowns with the House.
We are here to help. Remove the Fear, Learn the Facts.
Our experience with divorce means we can assist you in navigating the unknowns. While going through a divorce, choosing a Realtor® is a very important decision. You may ask yourself.
Do I need a Realtor if I am going through a divorce?
The answer is YES, but you do not just want any Realtor, but one that Specializes in Divorce Real Estate.
When you are going through a divorce, your home is one of your largest assets, and you want to stay protected.
We can help you understand your options during this Tough Time.
Use the Divorce Alimony Calculator to calculator the total maintenance support you could receive and for how many years?
