Remove the Fear, Learn the Facts.
We work hand-in-hand with clients to help ease stressful real estate transitions. Mortgages
Buyer closing cost calculator , how much cash do you need?
600k Plus Homes For Sale
We are local Houston Realtors with the knowledge you need.
Looking for Land for Sale?
Find the Perfect Home with a pool of your Dreams.
Did you know that Homeowners Have a Higher Net Worth?
Why is normally cheaper to buy a house with a pool than to put one in?
How Much Does An In ground Pool Cost?
Homes in the up to 300K
Credit Problems? We can help you buy a home with bad Credit/No Credit OWNER FINANCING
Conventional Loans have more options for a wider range of properties and buyers. Download our First-Time Home Buyer's Guide
FHA Popular with first time buyers,
FHA Loans allow borrowers with 3.5% down to finance a home. Normally will require include private mortgage insurance
Cash Out Refinance
A cash-out refi happens when you replace an existing home loan by refinancing a larger loan.
VA and HERO Loans
Our Hero Loan program covers both VA Loans as well as Hero loans for our Community Heroes. $0 down payment, Flexible Credit, and lower Rates, Learn more
This limit is currently set at $726,200 , for most areas in the United States, but can be higher in some high-cost areas. Loans amounts that exceed this limit are considered jumbo loans.
Mortgage Banker | NMLS # 2357310
Our calculator makes it easy to quickly estimate the closing costs associated with selling a home & the associated net proceeds.
The Gifford Group agents are the area's top negotiators, setting record-breaking numbers for our clients selling their homes, and saving our buyers thousands of dollars on the purchase of their next home.
We can help you during all stages of divorce, not just Real Estate, as we have relationships with Lawyers, CDFA's, Inspectors, Mediators, Counselors, and more. We are a local Realtors and Lenders with the knowledge you need. Trust that you will always be working with professionals, and let us support you whenever you need it.
We work with Family Law Attorneys daily.
No, we can help with all real estate transactions. While Divorce Real Estate is our primary focus, all real estate transactions come with risks. We help uncover the risks that need to be addressed in almost every transaction. Read our blog.
Even though you are not going through a divorce, it does not mean that our Network of experts is any less valuable to you.
We are FYI Realty Katy, We are real estate agents.
Have Katy Real estate Covered.
We can assist you if you are looking for a home.
Even a judge cannot alter a decision made by the husband and wife in mediation about who keeps the house.
But even if you get a divorce decree or a mediation order, it doesn't mean everything is decided about the house. While the divorce decree says who gets the house, it does not legally transfer the property.
We are divorce lending specialists with over 20 years of proven experience helping clients who are going through a divorce with their mortgage needs.
So, you need to make sure the property is solely in your name, or you may have trouble selling it in the future. What is Community property vs Separate property?
In addition to providing answers to questions about the home, our team is here to help you discover potential unknowns that might not have been apparent. We are here to assist you in making informed decisions about your home and help uncover areas of risk you might not know.
This divorce buyout calculator can give you an idea of how much equity you have to divide with your spouse. We can help determine how to calculate buying someone out of a house? How do I give my spouse equity in a divorce?
This will help you answer the question like, Can I keep the house or should we sell it? Can I Buy out my ex-spouse's Equity?
This Buyout Calculator can calculate three different scenarios and how much equity will be available to split in each case.
refinance divorce buyout
The divorce process can make real estate even more complicated. It is our goal to provide the answers to common questions, such as, What is my House worth?
Divorce Real Estate is our primary focus. We help uncover the risks that need to be addressed in almost every transaction.
We are local Houston Real Estate Agents and Lenders that specialize in divorce. There are several options that spouses need to consider when deciding on what to do with the family house.
Can a judge order you to sell your house?
Yes, this is a possibility. The Gifford Group is here to help you make informed decisions before you get to the point.
Even if the court orders you to sell the house, we can still help you. As a full-service real estate firm, we assist with all transactions, from selling and buying new homes.
We have both been through Divorce before, and we can assist you in navigating through the unknowns with the House. We are here to help. Remove the Fear, Learn the Facts. Our experience with divorce means we can assist you in navigating the unknowns. While going through a divorce, choosing a Realtor® is a very important decision. You may ask yourself.
Do I need a Realtor if I am going through a divorce?
The answer is YES, but you do not just want any Realtor, but one that Specializes in Divorce Real Estate.
When you are going through a divorce, your home is one of your largest assets, and you want to stay protected.
We can lead you through the divorce laws in Texas.
Use the Divorce Alimony Calculator below to calculator the total maintenance support you will receive and for how many years?
Experts In Divorce From The NADP- Our company is a member of the Houston chapter of The National Association of Divorce Professionals. Our monthly meetings include Family Law Attorneys, Divorce Coaches, CDFAs, Lenders, Divorce Real Estate Specialists, and More. There are many great success stories we hear and share about how we are able to help divorcing clients, which is one of the main reasons we are a part of this group. In addition to this, we share referrals to assist clients experiencing difficulties in the divorce process. Second, the goal of NADP is to enable us to gain insight into areas outside of our main areas of expertise by sharing knowledge within the group.
We can provide a free consultation just like Divorce Lawyers in Houston, TX.
Do you want Divorce Support from Local Lenders and Licensed Realtors? We hold the RCS-D designation - Real Estate Specialist - Divorce and the (CDS) Certified Divorce Specialist designation. We are equipped with valuable divorce-specific information and a customized communications skill set to work with and collaborate on low and high conflict divorce cases.
The Gifford Group LLC - All Rights Reserved.
Equal Housing Opportunity
Opening Doors to New Beginnings
Amber Gifford, Trec Lic. #0732687
Scotty Gifford TREC Lic. #0740987
Scotty Gifford NMLS ID # 2357310
Broker is FYI Realty Katy. INVEST IN YOUR FUTURE
We also have a Humble office, FYI Realty Humble
Broker is FYI REALTY, Lender is MiMutual Mortgage