"Opening Doors To New Beginnings"
Realtors That Provide Compassion and Guidance For all your Needs
Remove the Fear, Learn the Facts.
We work hand-in-hand with clients to help ease stressful real estate transitions.
Real Estate Agents near you, Need to Sell your HOme
We are Local Houston Agents and Mortgage Loan Officer
The Gifford Group Services all of the Greater Houston Metroplex. While we are currently Residents of Katy, Texas.
We have lived in Tomball, Missouri City, Spring, Cypress and have worked from Richmond to The Woodlands to Sugarland to League City to Fulshear.
We are local Houston Realtors with the knowledge you need.
We can also help you across the State of Texas if you need purchase or refinance a home.
Searching for a Luxury Home, perhaps you want to find a Luxury home in Fulshear or Missouri City?
We have Houston Real Estate Covered!
Looking for Land for Sale?
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Need To Sell or Buy A Home? Get Help and Guidance From Professional Realtors/Loan Officer
We can help you sell your current home, and we can help you find a new home. We can help with all your real estate needs.
We have real estate covered whether it is downsizing, renting, or in search of your next home.
Real Estate is our specialty!
Calculate the mortgage and see Average Mortgage rates
If you are looking for a home, we can help.
Did you know that Homeowners Have a Higher Net Worth?
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What is my House Worth?
Don't Miss Out! Learn The Actual Value of Your House in This Relentless Market. The average price first broke the $400,000 mark in March of 2022.
Strong sales among higher-end homes once again pushed pricing to historic highs. The single-family home average price, the average price rose 11% to $436,425 .
The median price climbed 13.2 percent to $355,000
Single-family homes months of inventory registered a 2.0-months' supply,
Get a FREE Comparative Market Analysis
Want To Buy A House Before You Selling Yours?
In this competitive market real estate market, there is a smarter way to buy before you sell. Buy a new home without having to sell the old house first. Buy your next home with a competitive and non-contingent offer.
Never have to answer that question of, where to live between selling and buying?
We also have options for Recast if you qualify which will allow you buy and then Recast your new mortgage after you sell your old home.
Pay only one mortgage at a time, and never worry about hidden fees. We are realtors that can help sell a home fast
We will Advise you on what not to fix when selling a house.
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MOrtgage Loan officer
What type of Loan is right for you?
Conventional Loans
Conventional Loans have more options for a wider range of properties and buyers. Download our First-Time Home Buyer's Guide
FHA Popular with first time buyers,
FHA Loans allow borrowers with 3.5% down to finance a home.
Cash Out Refinance
A cash-out refi happens when you replace an existing home loan by refinancing a larger loan.
VA and HERO Loans
Our Hero Loan program covers both VA Loans as well as Hero loans for our Community Heroes. $0 down payment, Flexible Credit, and lower Rates, Learn more
VA Loans - one of the greatest loans around. Learn the benefits (thegiffordgroup.net)
Mortgage Banker | NMLS # 2357310
Are You Seeking Real Estate Help During Your Divorce?
Real Estate Agents That Actually Specialize in Divorce Support
We can help you during all stages of divorce, not just Real Estate, as we have relationships with Lawyers, CDFA's, Inspectors, Mediators, Counselors, and more. We are local Realtors with the knowledge you need. Trust that you will always be working with professionals, and let us support you whenever you need it.
If you live in the Houston area and are thinking about or going through a divorce, contact us today. We are your Houston Divorce Real Estate experts. See our Videos on Divorce and Real estate
Does The Gifford Group Only Help With Divorce Situations?
No, we can help with all real estate transactions. While Divorce Real Estate is our primary focus, all real estate transactions come with risks. We help uncover the risks that need to be addressed in almost every transaction.
Even though you are not going through a divorce, it does not mean that our Network of experts is any less valuable to you.
We help with all transactions, selling a home and buying a home.
Looking to purchase or refinance your home, we can do that too!
We can assist you if you are looking for a home.
Who Keeps the House in a Divorce in Texas? Who Has to Leave the House in a Divorce
Even a judge cannot alter a decision made by the husband and wife in mediation about who keeps the house.
But even if you get a divorce decree or a mediation order, it doesn't mean everything is decided about the house. While divorce decree says who gets the house, it does not legally transfer the property. So you need to make sure the property is solely in your name, or you may have trouble selling it in the future. What is Community property vs Separate property?
In addition to providing answers to questions about the home, our team is here to help you discover potential unknowns that might not have been apparent. We are here to assist you in making informed decisions about your home and help uncover areas of risk you might not know.
How to Buy your Ex Out of the House?
This divorce buyout calculator can give you an idea of how much equity you have to divide with your spouse. We can help determine how to calculate buying someone out of a house? How do I give my spouse equity in a divorce?
This will help you answer the question like, Can I keep the house or should we sell it? Can I Buy out my ex-spouse's Equity?
This Buyout Calculator can calculate three different scenarios and how much equity will be available to split in each case.
refinance divorce buyout
The divorce process can make real estate even more complicated. It is our goal to provide the answers to common questions, such as, What is my House worth?
Have you been court ordered sale of the house in a divorce?
Divorce Real Estate is our primary focus. We help uncover the risks that need to be addressed in almost every transaction.
We are local Houston Real Estate Agents that specialize in divorce. There are several options that spouses need to consider when deciding on what to do with the family house.
Can a judge order you to sell your house?
Yes, this is a possibility. The Gifford Group is here to help you make informed decisions before you get to the point.
Even if the court orders you to sell the house, we can still help you. As a full-service real estate firm, we assist with all transactions, from selling and buying new homes.
Divorce Experts in Texas, From The NADP Houston Chapter
Experts In Divorce From The NADP- Our company is a member of the Houston chapter of The National Association of Divorce Professionals. Our monthly meetings include Family Law Attorneys, Divorce Coaches, CDFAs, Lenders, Divorce Real Estate Specialists, and More. There are many great success stories we hear and share about how we are able to help divorcing clients, which is one of the main reasons we are a part of this group. In addition to this, we share referrals to assist clients experiencing difficulties in the divorce process. Second, the goal of NADP is to enable us to gain insight into areas outside of our main areas of expertise by sharing knowledge within the group.
We can provide a free consultation just like Divorce Lawyers in Houston, TX.
Where Do You Turn During a Divorce? Divorce Is One Of The Most Stressful Events In Life.
We have both been through Divorce before, and we can assist you in navigating through the unknowns with the House. We are here to help. Remove the Fear, Learn the Facts. Our experience with divorce means we can assist you in navigating the unknowns. While going through a divorce, choosing a Realtor® is a very important decision. You may ask yourself.
Do I need a Realtor if I am going through a divorce?
The answer is YES, but you do not just want any Realtor, but one that Specializes in Divorce Real Estate.
When you are going through a divorce, your home is one of your largest assets, and you want to stay protected.
We can lead you through the divorce laws in Texas.
Use the Divorce Alimony Calculator below to calculator the total maintenance support you will receive and for how many years?
Can I keep the House in a Divorce? Compassionate Real Estate Support, Remove the Fear, Learn the Facts
Do you want Divorce Support from Local Licensed Realtors? We hold the RCS-D designation - Real Estate Specialist - Divorce and the (CDS) Certified Divorce Specialist designation. We are equipped with valuable divorce-specific information and a customized communications skillset to work with and collaborate on low and high conflict divorce cases.
Download the Free Divorce Resource
Whether You're Keeping The House Or Not During a Divorce.
Uncover all the unknowns during a divorce to protect your home and your credit. Learn from our experience, we specialize in Divorce Real Estate.
Download our Free Informational Resource on making informed real estate decisions during divorce: *Find a list of questions to ask before hiring a Divorce attorney.
The Gifford Group Helps Uncover All The Unknowns During Divorce
- What is my home worth? Find out Today.
- Property Division, how to value your home. How to Determine My Home's Value. There are three different ways, but only one correct way.
- Can I Keep the current house? Spouse Buy out? The divorce process can make real estate even more complicated. Can I keep the house or should we sell it?
- Real Estate and Divorce What Are The Options? Real Estate matters are stressful enough but a divorce can make these matters even more complicated. Real Estate and Divorce what are the options? There are several options that spouses need to consider when deciding on what to do with the family house. Selling a house after divorce agreement Texas.
- How much will I profit if we sell? Contact us today to get a net sheet if you choose to sell.
- A free Buy out Calculator can calculate three different scenarios and how much equity will be available to split in each case. How much the new mortgage will be after the refinance divorce buyout.
- Is your Home Uninsurable, due to past claims? Get Connected with us and stay protected. Divorce and Real estate are what we are experts in.
- How much does it really cost to maintain the home? The true cost of homeownership is more than just loan payments you make to the bank for the money you are borrowing. There are other costs that might be included in your mortgage payment and some that are NOT!
- Can I Afford a new house? What will the payment be? What are current mortgage rates? All will affect how much home you can afford.
- We are a Local lender to help with a Refinance or Spouse buy-out. When it comes to refinancing the house, you might be surprised how much equity you can pull out if you are buying out the other spouse.
- Do you know What is Community Property? Community property is everything that the spouses own together. Generally, that includes all property acquired during the marriage except property received by inheritance or gifts from separate property owned before marriage.
- Divorce Can Throw You Off Balance Life is a constant balancing act, and divorce is just another ball to juggle that you might not have seen coming. Staying focused on what is best for you and any children that may be involved. We're no benefit to our children or anyone if we are not in balance with ourselves.
- Divorce FAQs, Thinking About filing, or did you just file for Divorce? What Do We Need To Do Now? So many questions and so few answers. We've been there. We can help you through this process from start to finish. We are here to help. The first step should be to reach out to us so we can help guide you and help you avoid costly mistakes with the house.
- What is an Owelty Lien? Owelty liens are a type of deed that allows divorcing couples to divide the existing equity in the marital home. This action is commonly utilized in divorces to buy out the remaining spouses’ interest in a home.
- We are frequent guests on "The Divorce Coaching Hour with Christy Stratton". When it comes to Real estate, we discussed the 6 areas of risk that you need to consider. Link to the show Real Estate and Divorce, What You Need to Know
- How Much is Child Support In Texas? See Monthly Child Support Calculator
Download the Free Informational Resourse
Thinking about keeping the house during your divorce?
Download Our Informational Resource and Protect Yourself & Get The Facts!
*Find out the top questions to ask before hiring a Divorce attorney.
BONUS: "After Divorce" check-lists, parent reminders, comprehensive property related to-do lists, & name change check-list
Learn the Fear, Remove the Facts About Divorce
Discover Divorce Statistics and Become Informed About Divorce.
There are always lots of emotions that come up whenever we talk about divorce. In life, sometimes you do win, but other times you get knocked down.
We want to help remove the fear of divorce so you can learn the facts. Being an RCS-D, Real Estate Collaboration Specialists - Divorce we provide compassion and guidance for all your needs as you go through the process of divorce. Although it can be scary and overwhelming you're not alone and don't have to be.
Contact The Gifford Group today.
Life after Divorce - Blog post.
Divorce is one of the toughest events you will experience in your life and it can take years to find yourself again without proper healing. It isn't something we plan when we get married, but sometimes it is the reality of how things turn out. A surprising 86% of people contemplate divorce for over a year before they actually decide to pull the trigger. Divorce is actually the outcome for about 41% of first marriages.
The following are some of the statistics surrounding divorce.
Divorce Statistics -
41% of marriages end in Divorce.